:root{--ink:#132f35;--muted:#52676b;--teal:#006d68;--line:#dce5e6;--paper:#f5f8f9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-underline-offset:4px}button{font:inherit;cursor:pointer;border:0}.site-header{max-width:1160px;margin:auto;padding:30px 0;display:flex;align-items:center;justify-content:space-between;gap:30px;border-bottom:1px solid var(--line)}.logo{text-decoration:none;font-size:32px;font-weight:750;letter-spacing:-1.5px;line-height:1}.logo span{color:var(--teal)}.logo small{display:block;font-size:10px;letter-spacing:2.8px;font-weight:600;margin-top:11px;color:var(--muted)}nav{display:flex;gap:26px}nav a{text-decoration:none;font-size:14px;padding:8px 0}nav a.current{color:var(--teal);border-bottom:2px solid var(--teal)}main{max-width:1160px;margin:auto;padding:0 0 90px}.page{display:none}.page.active{display:block}.hero{padding:76px 0 48px;max-width:750px}.hero.compact{padding:40px 0}.eyebrow{font-size:12px;font-weight:700;letter-spacing:1.9px;color:var(--teal);margin:0 0 18px}h1{font-size:clamp(42px,5.4vw,72px);line-height:1.05;letter-spacing:-3px;font-weight:600;margin:20px 0 26px}h2{font-size:29px;line-height:1.2;letter-spacing:-.8px;margin:18px 0}p{color:var(--muted);margin:0 0 20px}.lead{font-size:19px;max-width:640px}.meta{font-size:13px;line-height:1.8}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:var(--paper);padding:32px;min-height:300px;border-radius:8px;display:flex;flex-direction:column}.card h2{margin-top:20px}.card .link-button{margin-top:auto}.card.dark{background:var(--ink);color:#fff}.card.dark .eyebrow,.card.dark p{color:#d1e3e3}.button{display:inline-flex;justify-content:center;align-items:center;gap:18px;padding:14px 22px;background:var(--teal);border-radius:5px;color:#fff;text-decoration:none;font-size:15px;font-weight:700}.button.light{background:#daef92;color:var(--ink);margin-top:auto}.link-button{padding:0;background:none;color:var(--teal);font-weight:700;text-align:left}.breadcrumb{padding-top:34px;font-size:14px;color:var(--muted)}.breadcrumb button{background:none;color:var(--teal);padding:0;text-decoration:underline}.two-column{display:grid;grid-template-columns:minmax(0,1fr) 355px;gap:80px;align-items:start}.steps{list-style:none;counter-reset:step;padding:0;margin:28px 0}.steps li{counter-increment:step;padding:0 0 20px 55px;position:relative}.steps li:before{content:counter(step);position:absolute;left:0;top:0;width:32px;height:32px;display:grid;place-items:center;border:1px solid #b7cece;border-radius:50%;color:var(--teal);font-size:14px}.rule{border-top:1px solid var(--line);padding-top:22px;margin-top:30px}.side-card{border-top:4px solid var(--teal);background:var(--paper);padding:30px;border-radius:3px}.side-card .button{width:100%;margin:8px 0 18px}.side-card small{color:var(--muted)}.notice{padding:20px;border-left:3px solid #c8993b;background:#fff8e8;margin-bottom:22px}.notice p{font-size:15px;margin:8px 0 0}.contact-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:55px}.contact-card{border:1px solid var(--line);padding:35px;border-radius:8px}.contact-card.pale{background:var(--paper);border:0}dt{font-size:13px;color:var(--muted);margin-top:20px}dd{margin:3px 0 0;font-size:17px;overflow-wrap:anywhere}.contact-card .button{margin-top:25px}footer{border-top:1px solid var(--line);background:var(--paper);padding:30px max(25px,calc((100% - 1160px)/2));display:flex;justify-content:space-between;gap:20px;color:var(--muted);font-size:13px}footer a{color:var(--teal);font-weight:700}@media(max-width:850px){.site-header{padding:25px;align-items:flex-start;flex-direction:column}nav{gap:18px;flex-wrap:wrap}main{padding:0 25px 60px}.hero{padding-top:45px}.cards,.two-column,.contact-grid{grid-template-columns:1fr;gap:30px}.side-card{order:-1}h1{letter-spacing:-2px}.card{min-height:250px}footer{padding:25px;flex-direction:column}}